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An SR22 form is the actual form filed with the state department of motor vehicles (DMV) for your SR22 insurance policy. The policy is actually named after this specific form (which has the same name in each state).

SR22 insurance policies are required for drunk driving offenders nationwide in order to reinstate your driving privileges after the DMV suspends your license when you’re first arrested and subsequently convicted for drunk driving.

Before your driving privileges are restored you must seek out an insurance agency (or talk to your current insurance agency if they offer an SR22 form and get them to file the form with the state department of motor vehicles.

SR22 Form Description

The SR22 form is in essence an agreement between the insurance company and the DMV stating that they are providing the required coverage for you. The agreement also means that if for any reason at all they are not providing that coverage for you at any time they have to notify the DMV (usually through another SR form). Once the DMV receives this notice they will usually suspend your driving privileges for not maintaining the required high risk auto insurance coverage required for all drunk driving offenders.

So as you can see the SR22 form is basically the contract between the DMV and the insurance company. First you work out the deal with the insurance company (how much you’ll pay for the specified amount of coverage, etc…) and then they’ll file the SR22 form for you which lets the DMV know that they are now responsible for your insurance needs.

Get a free no obligation SR22 insurance quote from multiple insurance carriers with no obligation at the authority DUI Laws website, DUI Arrest Help.com ! Also get a free consultation with aggressive DUI Lawyers who have a proven record of winning and/or reducing DUI cases.

Article Source:

http://EzineArticles.com/?expert=Tim_H

18 minutes ago – CBS 3 Philadelphia 0:21 | 0 views

What things am I looking at with a Dui charge?

Sarah

Lawton, OK

 Sarah,

There are 2 main things you need to be concerned with about your DUI charge.

The first is the criminal charge and the second is the actions the DMV will take against your license due to your DUI offense. Understand that they are 2 separate charges and you need to deal with each and not just the criminal dui charge.

If convicted you will also be required to get what’s known as an sr22 insurance policy as a condition for the DMV to reinstate your drivers license.

SR22 insurance policies are simply high risk auto insurance policies that cost a lot of money. There are a lot of bad deals out there when it comes to sr22 insurance policies so you’ll want to be careful of the small companies that prey on people that get DUI offenses.

Great Question.