What are the penalties for a DUI?

Sarah

Ardmore, OK.

Sarah,

The penalties for DUI are severe, and should be taken very seriously. Being

found guilty of a DUI charge can have life-altering consequences for you and

your family. So, think about it – can you afford to be without legal counsel?

Not a chance!

A DUI charge is definitely confusing because there are actually multiple

things that you could be charged with when you get a DUI. it’s very important

that you take the time to read through all of the available information online

so you know what exactly you are charged with and what your rights are.

Great Question.

 What kind of coverage do I need to look for with my antique car?

 Robin

Lawton OK.

Robin,

When searching for coverage corporations that provide for old cars, you will find a large range of corporations to select from. Most of them could have a large range of services for you to select from. Some will provide to have the truck appraised to find out just how much it is worth. This is vital so that the proper price can be placed on it.

Great Question,

 Is it true the car insurance for a vintage car is cheaper than insurance for a modern car?

Hank

Ardmore, Ok

Hank,

There are certain tips that can be followed for vintage car insurance:

 There have been reports in the motoring press that insurance for classic cars is cheaper as compared to modern car policies, but every classic car owner needs to know that it calculates mileage that is limited and how the vehicle has been garaged in ideal circumstances.

 There is a lot of dramatic variation in the scarcity and condition of classic cars. The value of the car that is perceived by the owner is mostly different from the evaluation of an insurer. The time for agreeing with the evaluation would be before a claim and not after that.

 If an owner wants the best deal then he or she needs to contact a specialist insurer. The specific insurance schemes that they might be having are tailored specially to meet the requirements of the owners. The rates offered by specialist insurers are usually better than the rest.

Great Question.

What things am I looking at with a Dui charge?

Sarah

Lawton, OK

 Sarah,

There are 2 main things you need to be concerned with about your DUI charge.

The first is the criminal charge and the second is the actions the DMV will take against your license due to your DUI offense. Understand that they are 2 separate charges and you need to deal with each and not just the criminal dui charge.

If convicted you will also be required to get what’s known as an sr22 insurance policy as a condition for the DMV to reinstate your drivers license.

SR22 insurance policies are simply high risk auto insurance policies that cost a lot of money. There are a lot of bad deals out there when it comes to sr22 insurance policies so you’ll want to be careful of the small companies that prey on people that get DUI offenses.

Great Question.

 What is uninsured motorist for and do I need it?

Ted

Lawton OK.

Ted,

Uninsured motorists (UM) coverage pays for medical bills if you’re struck by someone who is uninsured or if you’re a victim of a hit-and-rum driver. UM is required in many states.

Similarly, underinsured motorists (UIM) coverage kicks in when someone causes an accident but doesn’t have enough insurance to cover all the medical bills. In that case, the at-fault person’s insurance pays out to its maximum and then your UIM coverage pays for the remaining bills, up to your own limit. UIM coverage is required only in Connecticut, Maine, Minnesota and Vermont, according to III.

UM and UIM coverage also cover pain and suffering claims and, in some states, also cover property damage.

Great Question.

What will Filing Of An SR-22 Proof of Insurance Certificate do?

 Fred

Ardmor, OK.

Fred,

 The impact of filing an SR-22 is that it alerts car insurance companies of a driver’s DUI conviction. As a result, the driver is red-flagged. Some carriers do not offer policies for those who have filed an SR-22. So, The effects of a DUI on your insurance can be hard to manage. At the very least, you will almost certainly have to pay much higher premiums on your existing car insurance policy. However, if your insurance carrier cancels or refuses to renew your policy, you will be forced to find another carrier who is willing to underwrite a policy given your  red flag status. The key is to plan ahead once you have been arrested for a DUI. Then, consult an expert regarding how best to approach your car insurance problems before a DUI conviction follows.

Excellent Question.